Turning the dream of home ownership into a reality

To determine a budget, multiply monthly income before taxes by 28%

—Courtesy of Brandpoint

For anyone dreaming about owning their own home, it’s never too early to start planning.

Bank of America’s 2020 Homebuyer Insights found that 89% of prospective buyers remain motivated to buy their first homes, and four in five consider saving for it a priority.

More than half are either on pace or actively accelerating their home purchase plans. That’s not surprising, given today’s favorable interest rates.

Despite this optimism, some challenges remain.

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