Lynnette Shifman and Felicia Wellborn
Do you want to buy a home but do not have enough money for the down payment and closing costs? There are numerous programs to help homebuyers come up with the needed funds to take advantage of low interest rates and an improving housing market.
Government-backed loans are at last keeping up with the rising home prices and can get you in a home with as little as 3.5 percent down payment on an FHA program with a $636,150 loan amount.
VA loans that are...