You have saved up some money and want to bring home something special for the holidays this year. You can’t wait to see the look on your children’s faces when an adorable puppy with a big bow around its neck runs out to greet them as they open their gifts.
Or perhaps technology has finally surpassed your computer and you’ve decided to surprise your family with a new one.
Although these gifts are likely to lift your family’s spirits, keep in mind that both are ...
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