It won't hurt to tighten your belt
      Halloween is upon us and the scary events of the past month in the banking industry have been enough to frighten everybody. It's been horrific. The trick facing all of us is to spend less and save more, but without strong consumer spending the economy could fall even further behind. Stores in the Conejo and Las Virgenes valleys have survived quiet fourth quarters before.
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This weekend it's time to 'fall back'
      Daylightsaving time ends at 2 a.m. Sun., Nov. 2. Don't forget to turn your clocks back one hour before going to bed.
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Cartoon
     
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FOR THE RECORD
      As a four-term member of the Oak Park Unified School District Board of Education, Jan Iceland has helped oversee the Oak View High School continuation program, but was not responsible for launching the program.
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