Home loan talk

The Capstone Direct mortgage company has opened a new office in Westlake Village at 200 N. Westlake Blvd., Ste. 105.

Local experts are available to comment on the current subprime default crisis, answering the following questions:

+How is the national rise in subprime loan defaults affecting the local market?

+Have we seen the last of the 100 percent financing options?

+What's considered a risky loan by today's standards?

+Are home values going to be affected by rising defaults?

Capstone Direct Inc. is a licensed broker with the California Department of Real Estate. For more information, call (805) 229-6801.