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Community October 23, 2003  RSS feed

Take Home Traffic School can help

It can be an alternative to fines, higher insurance

Received a ticket for a moving traffic violation? For many, this situation poses an all-too-familiar dilemma. What’s the best way to resolve the situation without increasing insurance rates or adding points to your driving record?

Regulations can vary from state to state, but the experts who produce Take Home Traffic School offer four tips that could help you to either avoid paying the ticket or reduce your out-of-pocket costs:

• Request the court dismiss the ticket by providing proof that you’ve successfully completed a defensive driving course. These safety-oriented courses can be completed in a classroom, by video or online.

• Ask your insurance company if you can obtain a discount by demonstrating that you’ve taken a defensive driving course.

• Hire an attorney to represent you in court to dismiss your case.

• Request deferred adjudication from the court to keep the ticket from appearing on your record.

"The worst thing you can do is ignore the ticket," said Mike Curran, co-founder of U. S. Interactive, the company that created Take Home Defensive Driving, the nation’s first computer-based interactive driving safety course.

"You must take action because the police and other law enforcement agencies share information across state lines, and insurance companies check for outstanding violations when policy renewals are reviewed," Curran said.

"The good news is that drivers today have a variety of options available to help them resolve traffic tickets. And one of the easiest of these is taking a defensive driving course," he added. "Not only will completion of the course erase the ticket from your record in many states, but you’ll end up being a better driver, too."

Curran notes that a recent independent study of those completing U. S. Interactive’s defensive driver-training course showed these drivers were involved in 65 percent fewer traffic accidents than those who never completed such a course.